Tuesday, December 23, 2014

LockHER !!


Today we live in a world which is complex. Travelling on official work decade ago was a motivating factor and everybody would look forward for that. Travelling was specific to Marketing and Sales department and few top executives. Many considered those were the lucky ones. Today the scenario has changed, call it as an globalization effect or agility –  this has made even the person responsible for operations keep his bags ready and keep on travelling.
Few avoiding travel with family as they have to safe keep of precious metals that are moulded into ornaments and valuables that are rarely used.
From long time, I was approaching the banks for availing locker facility to ensure that few ornaments are safe and soundly protected. Stephen Covey has made his “Win-Win Situation” mantra very popular even with the lowest executives of bank. Whichever bank I approached they greeted and showed interest in providing a locker, weather it was a Government owned bank or private operated bank. The terms and conditions of all the banks which ever I approached was same. They would charge an rental fees and interest charges based on the size of the locker, which was acceptable. But all of them want an favour, that they openly ask for investment, that to specifically in “Insurance” schemes for providing the lockers.
Many of us look banks as safe place to keep the hard earned money. The banks earn just because people like us have faith and keep long and short term deposits. Candid chat with the bank executive narrated an insight. Every employee working in the bank from sales to operations are given targets to achieve targets by selling insurance product. So every time you want any value added service from bank they greet to ensure that they would generate revenue through sale of insurance. 

Bottom-line:
Just thank God !! for Good Governance as he did not handover air, oxygen, water, sunlight to bankers !!